Blog

Let’s be real—if you’ve been paying attention to the housing market in New Jersey (and honestly, a bunch of other spots around the country), you know it’s been a wild few years. We’re not talking about a little shift—we’re talking about a total shake-up.  There was a time—not all that long ago—where you’d hop on […]

If you’ve known me for a while, you know I’ve spent almost three decades helping people get financing for their homes. If you’ve been through it, you know it feels like you turn over a mountain of paperwork. That means I’m going through a lot of your personal information. It gets real, fast. In many […]

You’re Not Missing Out—We’re Already Watching for You If you’ve recently closed a mortgage, whether it was with me or anyone else, there’s something important you should know—refinancing isn’t a one-and-done event. It’s an ongoing opportunity that should be monitored carefully, because the market is always shifting. A good advisor doesn’t just help you close […]

Whether you’re new to investing or have been in the game for years, chances are you’ve checked your portfolio and compared it to the stock market. You see headlines and think, “Wait, the Dow is up 15% this year, but my portfolio only returned 10%! Am I doing something wrong?”  It’s a natural reaction. But […]

I get it—seeing how much interest you’re paying over time can feel like a punch to the gut.  One of my clients experienced that recently. While reviewing their mortgage loan estimate, they realized they have spent over $150,000 in interest in seven years. Their response? “Holy sh*t! That’s a lot of money!”  And they are […]

It’s no secret—getting a mortgage isn’t always easy, especially if your finances don’t fit into a neat little box. That’s where Non-QM loans come in. Non-QM loans are the VIP pass that gets you through the door when standard mortgages turn you away. What Are Non-QM Loans? Non-QM stands for non-qualified mortgage. Sounds fancy, right? Don’t let […]